Financing
Financing for your landscape project.
Most landscape projects in our service area land between $5,000 and $30,000. That's real money — but it doesn't need to be a reason to wait. We work with a financing partner so you can spread the project over 2 to 12 years, with no penalty for paying it down early.
Loan range
Up to $100,000
Terms
2–12 years
Prepayment penalty
None
How it works.
- 1
Get your free estimate
We come out, walk the property, and write up a real estimate — usually within two business days.
- 2
Apply through our partner
We'll send a short application link from our financing partner. Soft credit pull — doesn't affect your score for pre-qualification.
- 3
Start the project this month
Approvals usually take minutes. Once you're in, we put the project on the schedule and get moving.
What you get.
Projects up to $100,000
From a single irrigation overhaul to a full backyard rebuild — covered.
Terms 2 to 12 years
Spread it out as long as you'd like; pay less per month.
No prepayment penalty
Pay it off whenever you'd like. No early-payoff penalty.
Approval in minutes
Soft credit pull for pre-qualification. Doesn't affect your score.
Residential
Homeowners can finance any landscape project with us.
Commercial
HOAs, property managers, and commercial sites can finance large projects.
What can you finance?
Any service we offer. Most customers use financing for larger installs — a full landscape design, paver patio, irrigation overhaul, or sod replacement — but you can finance ongoing maintenance too.
Financing questions.
- Will applying affect my credit?
- Pre-qualification uses a soft pull, which doesn't affect your credit score. If you decide to move forward with the loan, the partner will do a hard pull at that point — same as any other loan.
- How long does approval take?
- Most applicants hear back within a few minutes for pre-qualification. Larger amounts ($50K+) can take one to two business days for underwriting review.
- Can I finance any service?
- Yes — any landscape work we do qualifies. Most customers finance bigger projects (designs, patios, full backyard rebuilds), but ongoing maintenance contracts can be set up on a payment plan as well. We'll walk through the structure that fits.
- What if I want to pay it off early?
- No prepayment penalties. Pay it down on your schedule.
- Is this only for homeowners?
- No — commercial properties, HOAs, and property managers can finance larger projects too. Underwriting is slightly different on the commercial side; we'll walk you through it.
- Who handles the loan?
- We work with a vetted financing partner that specializes in home-improvement and landscape projects. We'll introduce you when we send your estimate and walk you through the application together.
Two ways to start.
Either start with a site walk (recommended — we'll know exactly what to apply for) or jump straight to pre-qualification.